Putting money back into the pockets of Kiwi businesses and consumers
Lower Merchant Fees | No Surcharges for customers
Welcome to
Wallo Pay
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Wallo Pay is here to transform payments in New Zealand. We’re an upcoming payment platform tackling high merchant fees and surcharges - putting money back into the pockets of Kiwi businesses and consumers. Fairer prices, lower costs, and a smarter way to pay: that’s the Wallo Pay promise.
Merchant Fees Paid by Businesses
$1 Billion NZD
Surcharge Paid by Customers
$90 million NZD
The Problem We Solve
Contactless payments are everywhere, but they come with a catch. New Zealanders paid $90 million NZD in surcharges - extra fees at checkout to cover high merchant service fees (MSF). Businesses, meanwhile, lost $1 billion NZD in MSF in 2024, with rates often hitting 1.2% to 2.5%+ per transaction. These costs hurt everyone: higher prices for you, slimmer profits for merchants, and a strained economy. Wallo Pay steps in to fix it.
Our Solution
Wallo Pay is a payment platform built to make payments fairer and simpler
What We Are
A New Zealand-made platform reducing merchant fees to 0.6% and eliminating surcharges, boosting disposable income and profits.
How We Do It​​
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Slashing cost of payment network
Full payment platform for your payment needs
Instant and secure transaction. No hidden fees
Individuals
~ No Surcharge
Keep the $90 million paid as surcharge - more disposable income for you
~ Digital Wallet
Replace cards and clutter with one free, secure app.
~ Fast & Green
Instant payments, less plastic waste.
Businesses
~ Lower Fees
Cut MSF to 0.6%, saving you part of that $1 billion lost in 2024
~ Happy Customers
No surcharges = better loyalty and experience
~ Grow Smarter
Accessible tools and business insights
Government
~ Stronger Economy
More income and profits fuels growth
~ Higher Revenue
Increase in taxable activity
~ Counterfeit Currency
Digitization helps to reduce counterfeit bills
Benefits of Wallo Pay
About Us
Wallo Pay is a Kiwi startup with a bold mission to redefine transactions and enrich lives. Tired of seeing high fees drain our communities, we’ve created a payment platform that works for everyone - individuals, businesses, and beyond.
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Our Mission
To eliminate surcharges and reduce merchant fees, empowering New Zealanders with greater financial freedom and convenience through innovative payment solutions.
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Our Vision
To create a future where every transaction strengthens our economy, supports local businesses, and enhances the lives of all Kiwis with a seamless, cost-effective payment platform.​​
